Portfolio Return · YTD
+9.84%
Blended benchmark +8.91% · +0.93% relative return
1-Year Return
+14.27%
Benchmark +12.81%
3-Year Annualized
+10.91%
Benchmark +9.87%
Since Inception
+8.76%
Annualized since 01/01/2021
Performance Overview
Time-weighted returns · net of advisory fees
| 1 Mo. | 3 Mo. | YTD | 1 Yr. | 3 Yr. | 5 Yr. | Since Inc. | |
|---|---|---|---|---|---|---|---|
| Portfolio | +1.46% | +4.22% | +9.84% | +14.27% | +10.91% | +9.18% | +8.76% |
| Blended Benchmark | +1.19% | +3.76% | +8.91% | +12.81% | +9.87% | +8.62% | +8.19% |
| Excess Return | +0.27% | +0.46% | +0.93% | +1.46% | +1.04% | +0.56% | +0.57% |
| S&P 500 | +1.62% | +5.08% | +10.74% | +15.36% | +12.44% | +11.08% | +10.54% |
| Bloomberg U.S. Aggregate | +0.43% | +1.37% | +3.28% | +5.46% | +3.21% | +1.74% | +1.92% |
Cumulative Growth of $100
January 2021 – August 2026
Portfolio vs. Comparative Indexes
Portfolio $160.5
Blended $155.4
Portfolio
Blended Benchmark
S&P 500
Bloomberg U.S. Aggregate
Growth illustration assumes reinvestment of income. Values are indexed to $100 at inception and shown for comparative purposes only.
Risk & Efficiency
Illustrative trailing 3-year statistics
Annualized Volatility
11.4%
Benchmark 10.9%
Sharpe Ratio
0.74
Benchmark 0.68
Max Drawdown
-13.2%
Peak-to-trough
Downside Capture
91%
vs. blended benchmark
Current Positioning
The portfolio remains near strategic targets. Equity risk has increased modestly as technology holdings appreciated, while high-quality fixed income continues to provide liquidity and portfolio ballast.
Asset Allocation
Market value weights
64%Equity
U.S. Equity
48%
Intl. Equity
16%
Fixed Income
24%
Real Assets
7%
Cash
5%
YTD Contribution to Return
Approximate contribution by sleeve
U.S. Equity
+6.42%
Intl. Equity
+1.21%
Fixed Income
+0.91%
Real Assets
+0.74%
Cash / Other
+0.56%
Total portfolio return+9.84%
Top Holdings
Largest positions by market value
| Security | Asset Class | Market Value | Weight | Portfolio Weight | YTD Return | Contribution |
|---|---|---|---|---|---|---|
| MSFTMicrosoft Corp. | U.S. Equity | $524,557 | 6.00% | +16.8% | +0.96% | |
| NVDANVIDIA Corp. | U.S. Equity | $463,358 | 5.30% | +28.4% | +1.32% | |
| AAPLApple Inc. | U.S. Equity | $402,160 | 4.60% | +8.7% | +0.39% | |
| VTIVanguard Total Stock Market ETF | U.S. Equity | $384,675 | 4.40% | +10.5% | +0.44% | |
| BNDVanguard Total Bond Market ETF | Fixed Income | $349,705 | 4.00% | +3.4% | +0.13% | |
| AMZNAmazon.com Inc. | U.S. Equity | $314,734 | 3.60% | +12.6% | +0.42% | |
| VXUSVanguard Total Intl. Stock ETF | Intl. Equity | $288,506 | 3.30% | +7.9% | +0.25% | |
| GOOGLAlphabet Inc. | U.S. Equity | $262,278 | 3.00% | +14.1% | +0.40% | |
| BRK.BBerkshire Hathaway | U.S. Equity | $236,050 | 2.70% | +6.3% | +0.16% | |
| IEFiShares 7–10 Year Treasury Bond ETF | Fixed Income | $209,823 | 2.40% | +2.8% | +0.07% |
Portfolio Perspective
Illustrative advisor commentary
What drove results
U.S. large-cap growth was the primary contributor, with semiconductor and software exposure providing the largest incremental gains. International equities also added positively.
How the portfolio is positioned
Equities remain the principal growth engine, complemented by investment-grade fixed income, real assets, and liquidity reserves intended to reduce reliance on any single return source.
What we are watching
Technology concentration, interest-rate sensitivity, and equity valuation dispersion remain key portfolio considerations. Rebalancing decisions should continue to be driven by policy ranges and tax impact.